Mediating Effect of Human Capital on the Correlates of Corporate Governance, Credit Administration on Asset Quality: Evidence from Ghana Financial Industry

Daniel Adofo Kwakye Ameyaw (), Williams Kwasi Peprah, Isaac Anowuo (), Ebenezer Owusu-Yeboah () and Reuel Esteban Narbarte
Additional contact information
Daniel Adofo Kwakye Ameyaw: Meridian Ghana Conference of Seventh-day Adventists, Ghana
Williams Kwasi Peprah: Department of Accounting, Economics and Finance, Andrews University, Berrien Springs, MI, USA
Isaac Anowuo: Department of Accounting and Finance, Kwame Nkrumah University of Science and Technology, Kumasi, Ghana
Ebenezer Owusu-Yeboah: School of Business, Valley View University, Accra, Ghana
Reuel Esteban Narbarte: College of Business, Adventist University of the Philippines, Silang, Cavite, Philippines

Review of Pacific Basin Financial Markets and Policies (RPBFMP), 2024, vol. 27, issue 02, 1-29

Abstract: It is essential to understand the variables that affect asset quality because of their implications on the risk to financial institutions and for financial supervision and financial stability. There exist empirical studies establishing significant relationships between corporate governance and asset quality, and credit administration and asset quality. What was missing that this study investigated based on Ghanaian financial institutions was the mediating role of human capital. Based on a correlational research design and randomly selecting financial institutions and their employees as respondents. The study resulted that human capital fully and significantly mediates the relationships between corporate governance and asset quality, and credit administration and asset quality. Therefore, human capital elements of the knowledge, skills, and experience of the board members and employees are fully critical in the attainment of good asset quality. The study recommends that financial institutions must fully include the level of the human capital of their employees and board members when evaluating the factors that must exist to ensure that they have good asset quality.

Keywords: Human capital; corporate governance; credit administration; asset quality; financial institutions (search for similar items in EconPapers)
Date: 2024
References: Add references at CitEc
Citations:

Downloads: (external link)
http://www.worldscientific.com/doi/abs/10.1142/S0219091524500097
Access to full text is restricted to subscribers

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:wsi:rpbfmp:v:27:y:2024:i:02:n:s0219091524500097

Ordering information: This journal article can be ordered from

DOI: 10.1142/S0219091524500097

Access Statistics for this article

Review of Pacific Basin Financial Markets and Policies (RPBFMP) is currently edited by Cheng-few Lee

More articles in Review of Pacific Basin Financial Markets and Policies (RPBFMP) from World Scientific Publishing Co. Pte. Ltd.
Bibliographic data for series maintained by Tai Tone Lim ().