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Financial Decisions of Households and Financial Inclusion: Evidence for Latin America and the Caribbean, vol 1

Edited by María Roa García () and Diana Margarita Mejia

in Investigación Conjunta-Joint Research from Centro de Estudios Monetarios Latinoamericanos, CEMLA

Abstract: In 2015 CEMLA and CAF invited central bank researchers to take part in joint research that would be based on data from the financial capabilities surveys of caf and other national financial education and inclusion surveys. The proposal was presented at the 2015 Meeting of the Central Bank Researchers Network in the Dominican Republic. At the end of December 2015, the central banks of Bolivia, Brazil, Colombia, Dominican Republic, Ecuador, Mexico, Peru, and Uruguay, along with CEMLA, confirmed their participation in said research, resulting in the 13 research papers contained in this book. The papers included here take different approaches to analyze household financial decision making, participation in the formal and informal sector, and the role of education in financial decisions. We hope this body of work enriches discussion and leads to a better understanding of these topics, which are key to promoting sustainable development in Latin America and the Caribbean.

Keywords: bankarization; cognitive characteristics; credit; cultural dollarization; financial dollarization; financial education; financial inclusion; financial knowledge; financial literacy; financial stability; formal economy; informal economy; microentrepreneurs; personal finance; personality traits; saving; Bolivia; Brazil; Colombia; Dominican Republic; Ecuador; Mexico; Peru; Uruguay; Latin America. (search for similar items in EconPapers)
JEL-codes: A20 C21 C25 C81 D1 D10 D12 D14 D4 D83 E26 G1 G11 G19 G20 G21 G29 I20 I22 I28 J26 K34 L26 O10 R20 R22 (search for similar items in EconPapers)
Date: 2018
Edition: 1
ISBN: 978-607-8582-00-6 (online)
References: View references in EconPapers View complete reference list from CitEc
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Downloads: (external link)
http://cemla.org/PDF/ic/2016-jrp/2016-jrp.pdf (application/pdf)

Chapters in this book:

Ch 1 Introduction , pp 1-12 Downloads
María Roa García and Diana Margarita Mejia
Ch 2 Analysis of the Ownership of Financial Products: Evidence to Contribute to Financial Inclusion in Bolivia , pp 15-50 Downloads
Angélica del Carmen Calle Sarmiento
Ch 3 Policy-effective Financial Knowledge and Attitude Factors in Latin America , pp 51-94 Downloads
Gabriel Garber and Sérgio Koyama
Ch 4 Determinants of Formal and Informal Saving in Colombia , pp 95-123 Downloads
Ana Iregui, Ligia Alba Melo-Becerra, Maria Ramirez-Giraldo and Ana Tribin
Ch 5 Formal and Informal Household Credit in Colombia , pp 125-156 Downloads
Ana Iregui, Ligia Alba Melo-Becerra, Maria Ramirez-Giraldo and Ana Tribin
Ch 6 Factors Affecting Ownership of Financial Products in Colombia , pp 157-192 Downloads
Daisy Pacheco and Ana Yaruro Jaime
Ch 7 The Role of Cognitive Characteristics, Personality Traits, and Financial Literacy in Financial Decision Making , pp 193-244 Downloads
María Roa García, Ignacio Garron and Jonathan Barboza Pineda
Ch 8 Household Access to Financial Services in Peru , pp 245-277 Downloads
Augusta Alfageme and N.R. Ramírez-Rondán
Ch 9 Knowledge, Information, and Financial Decisions: Why Do People Choose to Finance from Informal Credit Markets? , pp 279-308 Downloads
Harold Vásquez and María del Mar Castaños
Ch 10 Bankarization among Households in the Dominican Republic , pp 309-347 Downloads
Carlos Delgado Urbaez
Ch 11 Cultural and Financial Dollarization of Households in Uruguay , pp 349-385 Downloads
Gerardo Licandro and Miguel Mello
Ch 12 Banking Correspondents and Financial Inclusion in Mexico , pp 389-427 Downloads
Mauricio Carabarín, Adrián de la Garza, Juan Pedro González and Antonio Pompa
Ch 13 Bank Account Ownership by Microentrepreneurs in Mexico , pp 429-461 Downloads
Carolina Rodriguez Zamora
Ch 14 Determinants of Households’ Default Probability in Uruguay , pp 463-506 Downloads
María Landaberry

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