EconPapers    
Economics at your fingertips  
 

The bank lending survey

Eva Hromadkova, Oldrich Koza and Petr Polák

Chapter Thematic Article 2 in CNB Financial Stability Report 2016/2017, 2017, pp 115-124 from Czech National Bank

Abstract: This article describes the bank lending survey that the CNB has been using since 2012 to gather valuable qualitative information about the bank credit market as a complement to statistical reporting. The article sets out to conduct a quantitative assessment of the survey results and to determine the roles played in new credit developments in 2012–2016 by changes in credit supply and changes in demand for loans as reported by banks in the survey. The results of the analysis indicate that although some of banks' survey responses are statistically significant in explaining the amounts of new loans reported by banks, the survey's ability to explain credit growth is currently limited. Growth in new loans for house purchase can be attributed primarily to growth in demand driven by falling interest rates. According to the results, supply and demand factors both played a role in the case of loans to non-financial corporations, consumer credit and other lending to households. However, the results of the analysis are less robust than in the case of loans for house purchase.

Date: 2017
ISBN: 978-80-87225-72-1
References: View references in EconPapers View complete reference list from CitEc
Citations: Track citations by RSS feed

Downloads: (external link)
https://www.cnb.cz/export/sites/cnb/en/financial-s ... -2017_article_ii.pdf (application/pdf)
https://www.cnb.cz/en/financial-stability/financial-stability-research/ (text/html)
Our link check indicates that this URL is bad, the error code is: 404 404

Related works:
Working Paper: The Bank Lending Survey (2018) Downloads
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:cnb:ocpubc:fsr1617/2

Access Statistics for this chapter

More chapters in Occasional Publications - Chapters in Edited Volumes from Czech National Bank Contact information at EDIRC.
Bibliographic data for series maintained by Jan Babecky ().

 
Page updated 2019-10-30
Handle: RePEc:cnb:ocpubc:fsr1617/2