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What changes in financial intermediation are to be expected from fintech?

Alexis Derviz ()

A chapter in CNB Global Economic Outlook - August 2019, 2019, pp 12-17 from Czech National Bank, Research and Statistics Department

Abstract: The term fintech encompasses a very diverse range of projects and applications, only some of which represent genuine innovation, be it financial or technological. The effects on the financial sector depend not just on the quality of the technical solution, but also on the existence of stable, rationally justified demand. Paradoxically, it is the latter condition that makes traditional financial institutions - and not their rivals inhabiting the cyberspace – the ones to guarantee successful fintech projects a long life.

Date: 2019
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