Economics at your fingertips  

Les déterminants de la demande individuelle de couverture complémentaire santé en France

Renaud Legal

in Economics Thesis from University Paris Dauphine from Paris Dauphine University

Abstract: While the insurance demand is very well documented in other countries, French research in this area is scarce, mainly because of the difficulty to have access to detailed data. This PhD uses data provided by a major health insurance company. We first build a joint modelling for both insurance and healthcares demands; we then study insurance premium differences between administrative French areas. These data, that have never been analyzed in France before, allow us to estimate the sensitivity of insurance demand to several variables such as price level. We also take into account the specificities of the insurance supply to analyse separately demand for outpatientcares coverage and dental/optic coverage. Finally, we estimate bivariate probit models to model demand for both healthcares and insurance, which leads to measure moral hazard and selection effects, on a case-by-case basis. Thus, our work allows to describe more precisely the French policyholders' behaviour with complementary health insurance.

Keywords: Assurance-maladie complémentaires; Mutuelles (search for similar items in EconPapers)
JEL-codes: L89 G22 I11 (search for similar items in EconPapers)
Date: 2008 Written 2008
Note: dissertation
References: Add references at CitEc
Citations: View citations in EconPapers (1) Track citations by RSS feed

Downloads: (external link) ... 20Renaud%20LEGAL.pdf (application/pdf)
Our link check indicates that this URL is bad, the error code is: 404 Not Found ( [302 Found]-->

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link:

Ordering information: This item can be ordered from
http://basepub.dauph ... handle/123456789/189

Access Statistics for this book

More books in Economics Thesis from University Paris Dauphine from Paris Dauphine University Contact information at EDIRC.
Bibliographic data for series maintained by Alexandre Faure ().

Page updated 2020-04-06
Handle: RePEc:dau:thesis:123456789/189