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Health Care Spending Risk, Health Insurance, and Payment to Health Plans

Friedrich Breyer (), M. Kate Bundorf and Mark V. Pauly

Chapter Chapter Eleven in Handbook of Health Economics, 2011, vol. 2, pp 691-762 from Elsevier

Abstract: This chapter will deal with the actual and efficient functioning of health insurance in settings where risk (expected value) of medical spending or insurance benefits varies across individuals at a given point in time or over time for a given individual. It will deal with equilibrium in insurance markets with risk variation and will also deal with various configurations of information, the impacts on such markets of regulation motivated by risk variation, and the actual and optimal impact of governmental policies to deal with risk variation in national insurance systems.

Keywords: health care spending; health care markets; insurance; public policy; risk variation (search for similar items in EconPapers)
JEL-codes: I1 (search for similar items in EconPapers)
Date: 2011
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DOI: 10.1016/B978-0-444-53592-4.00011-6

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