High-cost credit in the UK: whats the problem and how should policy respond?

Karen Rowlingson

Chapter 9 in Debt and Austerity, 2020, pp 194-218 from Edward Elgar Publishing

Abstract: This chapter discusses what constitutes ‘high-cost credit’ which may seem obvious at one level but is actually more complex than it might seem. It explores who uses high-cost credit in terms of both the reasons people give for doing so and the broader structural causes which relate to poverty and precarity both in and out of work. The chapter then reviews the nature of the problems caused by high-cost credit before outlining how policy has responded to it in recent years and what further, more fundamental, policy change is needed now.

Keywords: Economics and Finance; Geography; Law - Academic; Sociology and Social Policy (search for similar items in EconPapers)
Date: 2020
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