Functions and market structure

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Chapter 3 in Fintech, 2022, pp 33-54 from Edward Elgar Publishing

Abstract: The fintech industry in a broad sense consists of a variety of players, but many of them tend to be start-ups that are focused narrowly on applying a particular technology to enhance or transform a specific financial service. In a broad sense, the fintech industry (or ecosystem) consists of (i) fintech service providers; (ii) the technology used by fintech service providers to transform financial services; (iii) intermediaries using fintech to broker financial services; (iv) regulators; and (v) fintech enablers, providing support for the growth of the industry. The industry in a narrow sense is comprised of the new firms (start-ups) using technology to provide financial services that are distinct from what is provided by tradition financial institutions.

Keywords: Economics and Finance; Law - Academic (search for similar items in EconPapers)
Date: 2022
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Citations: View citations in EconPapers (1)

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