Technology roadmap for the fintech industry

Gülin İdil S. Bolatan, Nilay Öcal, Sercan Ger, Seval Cirlak, Fatih Safa Aktaş, Yunus Emre Kuzu, İlayda Kargacı and İrem Nur Eryaş

Chapter 17 in Handbook of Technological Forecasting and Roadmapping, 2026, pp 390-401 from Edward Elgar Publishing

Abstract: The fintech industry has undergone rapid transformation in recent years, fueled by advancements in technology and changing consumer expectations. This article presents a comprehensive analysis of the current landscape of the fintech sector and proposes a forward-looking technology roadmap to guide its future development. The article begins with an overview of the current state of the fintech industry, highlighting key trends in market dynamics. It then delves into the challenges faced by fintech companies, emphasizing the need for market drivers to ensure the industry's sustainability and resilience. The proposed market driver and product feature roadmap outlines a phased approach to the incorporation of emerging technologies into the fintech ecosystem and its impacts. This comprehensive study of the technology roadmap for the fintech industry provides valuable information to industry stakeholders, policymakers, and researchers looking to navigate the evolving landscape of financial technology. Integrating cutting-edge technologies and creating collaborative frameworks is vital to unlocking the full potential of fintech and ensuring its positive impact on the global economy.

Keywords: Fintech; Technology Roadmap; Market Drivers; Digital Planet; SWOT; PESTEL Analysis; QFD Analysis; Digital Payment; AI; Digital Banking; Digital Wallet; Data Security; Global Expansion; Traditional Financial Institutions; Innovation (search for similar items in EconPapers)
Date: 2026
ISBN: 9781035330843
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