Safe Money: Building Effective Credit Unions in Latin America

Beatriz Marulanda, Jacques Trigo Loubière, Síncrito Cifuentes, Robert Peck Christen, Glenn D. Westley, Jeffrey Poyo, Lee Arbuckle, Carlos Heller, Christopher Baker, Alejandro Vargas Durán, Dale W. Adams, Brian Branch, Helmut Pabst, Sherrill Shaffer, Michael O'Donnell, David C. Richardson and Carlos E. Cuevas

No 433 in IDB Publications (Books) from Inter-American Development Bank

Abstract: Policymakers in Latin America increasingly are turning to policies that have high economic rates of return and a favorable impact on income distribution. By providing financial services to small businesses and poor households -which normally lack such services- credit unions help secure growth with equity. The challenges faced by Latin America's credit unions today are likely to force them to further modernize and consolidate, fine tune their inherent advantages, improve mechanisms for prudential regulation, and find ways to increase their share of low and middle-income markets. Safe Money presents the new thinking on how credit unions can compete effectively in modern financial markets while still retaining their social mission.

Keywords: cooperativas de ahorro y crédito, rendimiento económico, crecimiento económico, modernización, regulación, préstamos, rentabilidad, bancos cooperativos, disciplina financiera, sistema de supervisión, bancos de ahorro,; Credit unions, commercial banks, profitability, credit union delinquency, regulation and supervision of credit unions, financial discipline, loans, modernization, economic growth, economic performance (search for similar items in EconPapers)
Date: 2000
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