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Second Pension Pillar – Opportunity for Employees

Mojca Gornjak
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Mojca Gornjak: Moja nalozba pokojninska druzba d.d. – Skupina Nove KBM, Slovenia

from International School for Social and Business Studies, Celje, Slovenia

Abstract: The middle and young aged people should save some share of their income for the third life period, when they will become the pensioners. We can assume that the state pensions won't be sufficient for all expenses we'll have in the pension. If we saving only 5 percent monthly of our income, after 40 years of saving the amount with the state pension will be sufficient for normal living and spending. From January 2011 some pensioners in Slovenia are receiving their additional annuity from 2nd pension pillar. Their additional annuity is form 5 to 10 percent of their pension. In the other words this pensioners will receive in one year a thirteen pension. They can afford more the other pensioners who didn't save any money in the 2nd or 3rd pension pillars.

Keywords: second pension pillar; demographic changes; annuity insurance (search for similar items in EconPapers)
Date: 2011
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Handle: RePEc:isv:mklp11:177-186