Bank Delinquency in Romania

Andreea Anton ()
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Andreea Anton: Faculty of Economic Sciences and Public Administration, †Stefan cel Mare†University of Suceava, Romania

Chapter 15 in 1st International Conference Global Ethics - Key of Sustainability (GEKoS), 2020, vol. 11, pp 141-149 from Editura Lumen

Abstract: Romania has gone through a period of economic expansion in terms of the banking system. Although over the last 15 years, banks have been hit by a strong economic crisis, with numerous laws aimed at helping the population on the grounds that there is a partnership between it and banks, the Romanian banking system looks like an efficient banking system, having all performing banking system indicators with a high level of capitalization. The high levels of non-performing loans are subject to global approaches because, although the banks and the states concerned are mainly responsible for addressing this problem, bank delinquency has a fairly clear European dimension. There is a possibility of spreading the effects of non-performing loans from Member States facing this problem, so it has been decided to extend an action plan.

Keywords: delinquency; crisis; provisions; non-performing loans; risk (search for similar items in EconPapers)
JEL-codes: F2 M1 M2 O2 O3 (search for similar items in EconPapers)
Date: 2020
ISBN: 978-1-910129-25-8
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Persistent link: https://EconPapers.repec.org/RePEc:lum:prchap:11-15

DOI: 10.18662/lumproc/gekos2020/15

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