Women, Inclusive Finance and the Quality of Life: Evidence from Zambia

Lwanga Elizabeth Nanziri ()
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Lwanga Elizabeth Nanziri: Stellenbosch University

Chapter Chapter 16 in Women and Sustainable Human Development, 2020, pp 285-303 from Palgrave Macmillan

Abstract: Abstract The United Nations’ Sustainable Development Goal on gender equality seeks to achieve equal rights to economic resources, including financial services. This chapter uses the FinScope surveys of 2015 to investigate the gap between male and female use of formal financial services in Zambia, its predictors and the implications on the quality of life of households, following financial sector reforms in the country. The results show that fewer women use formal financial services compared to men, accounted for by education, location and source of income. Financially included female-headed households enjoy a significantly better quality of life than financially excluded female-headed households. There is, however, no such difference, when financially included female-headed households are compared to financially included male-headed households, evidence that access to and use of finance can reduce gender inequality in wealth.

Date: 2020
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Persistent link: https://EconPapers.repec.org/RePEc:pal:gdechp:978-3-030-14935-2_16

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DOI: 10.1007/978-3-030-14935-2_16

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