Why Don’t We See More Use of Income Contingent Loans?
John Quiggin
Chapter 20 in Income Contingent Loans, 2014, pp 238-240 from Palgrave Macmillan
Abstract:
Abstract Since the Australian government introduced the Higher Education Contribution scheme (HECS) in 1989, a number of countries have adopted income contingent loans (ICL) as a method of financing higher education. The advantages of income contingent loans have been thrown into sharper relief by the crisis surrounding student loan debt in the United States, where financing is provided through traditional mortgage-type loans.
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Date: 2014
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Persistent link: https://EconPapers.repec.org/RePEc:pal:intecp:978-1-137-41320-8_21
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DOI: 10.1057/9781137413208_21
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