Cost Economies and Efficiency in EU Banking Systems

Yener Altunbas, Edward P M Gardener and Philip Molyneux ()

Chapter 2 in Strategic Challenges in European Banking, 2000, pp 8-40 from Palgrave Macmillan

Abstract: Abstract This chapter examines the cost efficiency characteristics of EU banking systems between 1987 and 1994. Overall, the findings on scale economies and cost subadditivity indicate that the most noticeable changes occurred in the French, German, Italian and Spanish banking markets in the years running up to 1992 internal market integration. This suggests that industry restructuring and economic conditions prior to the implementation of the single market had a greater impact on the cost/output characteristics of these markets than the post-internal markets effects.

Keywords: Large Bank; Saving Bank; Small Bank; Building Society; Scope Economy (search for similar items in EconPapers)
Date: 2000
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Persistent link: https://EconPapers.repec.org/RePEc:pal:palchp:978-0-230-37736-3_2

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DOI: 10.1057/9780230377363_2

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