Microcredit and Agriculture: Challenges, Successes and Prospects

Richard L. Meyer

Chapter 10 in Microfinance in Developing Countries, 2013, pp 199-226 from Palgrave Macmillan

Abstract: Abstract Providing sustainable financial services for agriculture continues to be a challenge in spite of billions of dollars having been spent in subsidies to strengthen financial institutions to serve the sector. Critics have argued that the market-oriented reforms implemented after the collapse of the directed credit paradigm have failed because agriculture still receives a small share of total formal credit. Some advocate a rollback of reforms and a return to active governmental intervention, including the resurrection of state-owned agricultural development banks and the reintroduction of interest rate ceilings on agricultural loans.

Keywords: Interest Rate; Loan Portfolio; Mobile Banking; Loan Size; Small Loan (search for similar items in EconPapers)
Date: 2013
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DOI: 10.1057/9781137301925_10

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