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Evaluating the Introduction of Deductibles in the Health Insurance System

Michele Sonnessa, Elena Tànfani and Angela Testi

Chapter 8 in Agent-based Models of the Economy, 2015, pp 131-145 from Palgrave Macmillan

Abstract: Abstract Helderman and Peelen (2004), described how public decision- makers were evaluating the possibility of introducing deductibles in the social health system, to provide a scheme of regulated competition among insurers and providers. Testi et al. (2012) showed how deductibles deeply modify the actual co-payment rules and therefore the prices paid by patients. Indeed, demand depends on elasticity and therefore price increases reduce demand. The impact of co-payment over the public budget and over different citizen groups should be then carefully evaluated.

Keywords: Citizen Group; Rich People; Physician Physician; Deductible Level; Income Percentage (search for similar items in EconPapers)
Date: 2015
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Persistent link: https://EconPapers.repec.org/RePEc:pal:palchp:978-1-137-33981-2_8

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DOI: 10.1057/9781137339812_8

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