Streamlining and Templatizing the Credit Analysis Process

David Munro

Chapter 5 in A Guide to SME Financing, 2013, pp 48-59 from Palgrave Macmillan

Abstract: Abstract A model credit score card is discussed in detail, followed by an item-by-item discussion of elements in the credit application, analysis, and approval form. Instructions in this chapter are meant to complement instructions embedded in the template itself, which appears as an appendix. The two basic types of SME loan, fixed asset loans and revolving credits, are dealt with in detail. A rationale for using a revolving credit structure, as opposed to overdrafts, is provided.

Keywords: Credit Score; Good Sell; Loan Officer; Supply Credit; Credit Facility (search for similar items in EconPapers)
Date: 2013
References: Add references at CitEc
Citations:

There are no downloads for this item, see the EconPapers FAQ for hints about obtaining it.

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:pal:palchp:978-1-137-37378-6_6

Ordering information: This item can be ordered from
http://www.palgrave.com/9781137373786

DOI: 10.1057/9781137373786_6

Access Statistics for this chapter

More chapters in Palgrave Macmillan Books from Palgrave Macmillan
Bibliographic data for series maintained by Sonal Shukla () and Springer Nature Abstracting and Indexing ().