Major Reasons for an Increase in the Number of Institutions Offering Home Loan Products and in the Number of Home Loan Products Offered in the Australian Home Loan Market

Muharem H. Karamujic
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Muharem H. Karamujic: University of Sarajevo

Chapter 3 in Housing Affordability and Housing Investment Opportunity in Australia, 2015, pp 46-54 from Palgrave Macmillan

Abstract: Abstract Having completed our exposition on the importance of housing, the primary motivation of this chapter is to briefly explore the major reasons for the recent explosion in the number of institutions offering home loan products and in the number of home loan products offered in Australia. In doing so, the following factors will be considered: the size, composition and changes in both total and home lending in Australia; the consequences of the two most recent rounds of financial system deregulation; trends in interest rate and property prices and; recent changes in the typical borrower’s behaviour.

Keywords: Interest Rate; House Price; Market Interest Rate; Housing Investment; Business Lending (search for similar items in EconPapers)
Date: 2015
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Persistent link: https://EconPapers.repec.org/RePEc:pal:palchp:978-1-137-51793-7_3

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DOI: 10.1057/9781137517937_3

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