From Teleprocessing to Cashless Payment Technologies: “La Caixa” 1960–2015

J. Carles Maixé-Altés ()
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J. Carles Maixé-Altés: University of La Coruña

Chapter 11 in The Book of Payments, 2016, pp 107-116 from Palgrave Macmillan

Abstract: Abstract Access to mass retail banking, with financial self-service and plastic cards, occurred later in Spanish financial institutions than it did in those of other nearby countries. However, more mature technologies were adopted, such as teleprocessing (first through online networks, and later online, in real time), which favored the leadership of certain banking institutions and the implementation of cashless technologies. As a whole, the cases analyzed show the impact that the traditions and practices of each banking system have had on the new payment systems. In a globalized world, different institutional and business environments persist that account for the idiosyncrasies typical of payment systems.

Keywords: Commercial Bank; Payment System; Saving Bank; Banking Institution; Debit Card (search for similar items in EconPapers)
Date: 2016
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Persistent link: https://EconPapers.repec.org/RePEc:pal:palchp:978-1-137-60231-2_11

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DOI: 10.1057/978-1-137-60231-2_11

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