Pension Reform and Elderly Women: Some Evidence for Ontario Urban Centres

John Burbidge

Chapter 14 in Economic Theory, Welfare and the State, 1990, pp 238-259 from Palgrave Macmillan

Abstract: Abstract Almost all discussions of pension reform have focused on the plight of elderly women. Several of the recent changes in public and private pensions have been aimed at raising the living standards of this particular group. For example, the Guaranteed Income Supplement (GIS) and Spouses’ Allowances have been raised in real terms and the group eligible to receive these benefits has been widened. Ideally, one would like to have a panel data set spanning the reform period to identify what effects the various changes have had on the income, asset-holding and consumption patterns of all concerned. It is well known, however, that there are no Canadian panel data of this kind and, in fact, there is no single Canadian cross-sectional data set that contains information on incomes, assets, debts and expenditures. Have changes in public pensions raised the real incomes of elderly women, and if so, how has the extra income been spent? Do elderly women now save more or dissave less of their incomes? Are consumption levels dependent on the assets held? For example, do the spending patterns of homeowners differ from those of renters? If the elderly do save, can the data tell us something about why they save?

Keywords: Elderly Woman; Real Income; Public Pension; Pension Reform; Private Pension (search for similar items in EconPapers)
Date: 1990
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Persistent link: https://EconPapers.repec.org/RePEc:pal:palchp:978-1-349-10911-1_14

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DOI: 10.1007/978-1-349-10911-1_14

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