Attitudes, Personality Factors and Household Debt Decisions: A Study of Consumer Credit

Stefano Cosma and Francesco Pattarin

Chapter 9 in Bank Strategy, Governance and Ratings, 2011, pp 194-216 from Palgrave Macmillan

Abstract: Abstract From the early 1990s until the triggering of the financial crisis in 2007, household debt increased considerably in numerous countries. This phenomenon concerns not only real estate mortgages but also consumption loans. In addition to the best-known cases, like the United States and Great Britain, various economies of both continental Europe and Eurasia have doubled or tripled the ratio of household debt to GDP, especially since 2000.

Keywords: Credit Card; Attributional Style; External Locus; Consumer Credit; Economic Psychology (search for similar items in EconPapers)
Date: 2011
References: Add references at CitEc
Citations: View citations in EconPapers (1)

There are no downloads for this item, see the EconPapers FAQ for hints about obtaining it.

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:pal:pmschp:978-0-230-31386-6_10

Ordering information: This item can be ordered from
http://www.palgrave.com/9780230313866

DOI: 10.1057/9780230313866_10

Access Statistics for this chapter

More chapters in Palgrave Macmillan Studies in Banking and Financial Institutions from Palgrave Macmillan
Bibliographic data for series maintained by Sonal Shukla () and Springer Nature Abstracting and Indexing ().