Tackling Financial Exclusion in the UK

Santiago Carbo Valverde, Edward P. M. Gardener and Philip Molyneux ()

Chapter Chapter 4 in Financial Exclusion, 2005, pp 45-81 from Palgrave Macmillan

Abstract: Abstract This chapter outlines the various approaches that have been suggested as means to tackling financial exclusion. Eradicating financial exclusion has been a major priority of the UK Government since the mid- 1990’s onwards and is becoming increasingly important throughout Europe and elsewhere. A range of initiatives have been developed. Unlike in the US where policy aimed at dealing with financial exclusion has been mainly through the enactment of various legislation, in the UK the policy response to date has been characterised by Government as ‘facilitator and mediator’, with an emphasis on a partnership approach. In this ‘model’, the banks and the Post Office have a key role to play in helping to overcome financial exclusion. The main features of the various policy approaches taken are discussed in this chapter.

Keywords: Credit Union; Building Society; Community Bank; Financial Service Authority; Free Banking (search for similar items in EconPapers)
Date: 2005
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Persistent link: https://EconPapers.repec.org/RePEc:pal:pmschp:978-0-230-50874-3_4

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DOI: 10.1057/9780230508743_4

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