Conclusions and Discussions

Kimio Kase and Tanguy Jacopin
Additional contact information
Kimio Kase: IESE Business School
Tanguy Jacopin: IESE Business School

Chapter 6 in CEOs as Leaders and Strategy Designers, 2008, pp 145-156 from Palgrave Macmillan

Abstract: Abstract At the beginning of the book we put forward the posit that Spanish retail banks have a clear business model focused on cash flow generation, largely through operational efficiency supported by the strategic use of IT systems. The changing regulatory environment was considered to be the catalyst for the development of such a model, particularly the introduction of competition in a traditionally closed circle of ‘gentlemen bankers’.

Keywords: Business Model; Operational Efficiency; Product Architecture; Retail Banking; Change Regulatory Environment (search for similar items in EconPapers)
Date: 2008
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Persistent link: https://EconPapers.repec.org/RePEc:pal:pmschp:978-0-230-59046-5_6

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DOI: 10.1057/9780230590465_6

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