Products and Services in Modern Microfinance

Silvia Trezza

Chapter 2 in Microfinance, 2006, pp 20-37 from Palgrave Macmillan

Abstract: Abstract Compared with its original formula, the microfinance industry has evolved by expressing ever more complex needs, regarding both microfinance beneficiaries and microfinance institutions (MFIs). With reference to beneficiaries, the first chapter has shown how new categories of clients have emerged with an increasing degree of entrepreneurial capability; these express a demand for increasingly complex financial services, passing from the category of the ‘poorest of the poor’ to the ‘marginal’ ones. With MFIs, it has become ever more essential to use alternative forms of financing in respect to the donors’ funds; in fact, sustainability goals impose on MFIs the need to be independent from subsidies and to access the market in order to obtain the necessary funds to carry out their business.

Keywords: Cash Flow; Venture Capital; Financial Service; Product Development Process; Loan Portfolio (search for similar items in EconPapers)
Date: 2006
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Persistent link: https://EconPapers.repec.org/RePEc:pal:pmschp:978-0-230-62758-1_2

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DOI: 10.1057/9780230627581_2

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