Intermediation Model, Bank Size and Lending to Customers: Is There a Significant Relationship? Evidence from Italy: 2008–2011
Franco Tutino,
Concetta Colasimone,
Giorgio Carlo Brugnoni and
Luca Riccetti
Chapter 10 in Governance, Regulation and Bank Stability, 2014, pp 201-241 from Palgrave Macmillan
Abstract:
Abstract The global financial crisis started in 2007, the economic downturn which followed and, the effects of the sovereign debt crisis, caused a relevant slowdown in banks’ lending in Italy. As reported by the Bank of Italy (2008, 2009, 2010, 2011) banks’ lending to customers slowed down consistently between 2008 and 2011, in spite of a slight recovery registered in 2010. Although basically widespread, this phenomenon was more intense for the larger banks than for the smaller ones, mainly reflecting different funding constraints. In particular, large intermediaries generally faced more difficulties in wholesale funding on the interbank market, especially after the start of the global financial crisis in 2007 (Bank of Italy, 2008) and cause of the effects of the sovereign debt crisis (Bank of Italy, 2011; Albertazzi et al., 2012).
Keywords: Total Asset; Intermediation Model; Small Bank; Operating Income; Bank Size (search for similar items in EconPapers)
Date: 2014
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Persistent link: https://EconPapers.repec.org/RePEc:pal:pmschp:978-1-137-41354-3_10
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DOI: 10.1057/9781137413543_10
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