Intangibles in the Assessment of Creditworthiness

Vincenzo Formisano
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Vincenzo Formisano: University of Cassino

Chapter 5 in Non-Knowledge Risk and Bank-Company Management, 2016, pp 129-166 from Palgrave Macmillan

Abstract: Abstract The entry into force of the Basel II capital adequacy of banks, was accompanied by the adoption of more sophisticated systems for assessing the creditworthiness of companies. The Committee on Banking Supervision, in response to the globalization of the financial market, deemed that there was a need to ensure the stability of the banking system and to change business banking,1 based on mutual trust, comprehensive and real, to be updated continuously and bound to the actual ability to generate an income, from the perspective of future growth and not just the short-term goals of the beneficiary.

Keywords: Competitive Advantage; Credit Risk; Capital Requirement; Intangible Asset; Brand Equity (search for similar items in EconPapers)
Date: 2016
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Persistent link: https://EconPapers.repec.org/RePEc:pal:pmschp:978-1-137-49713-0_5

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DOI: 10.1057/9781137497130_5

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