Back to the Future: Prospective Bank Risk Management in a Financial Analysis Perspective

Rosa Cocozza

Chapter 4 in Bank Risk, Governance and Regulation, 2015, pp 105-126 from Palgrave Macmillan

Abstract: Abstract There is a general tendency to consider that, being 2012 and 2013 years of regulatory repair, the overall condition of European Union (EU) banks has improved since they raised equity and cleaned up their balance sheets. Nevertheless, the selected regulatory strategies are not free from shortcomings. Within this context, the aim of the chapter is twofold. The leading target is the inference of the logical background of risk assessment by the European Banking Authority (EBA) by means of the analysis of the Key Risk Indicators (KRI), with reference to both their selection and construction. The objective is the appraisal of the signalling aptitude of the KRI in order to deduce the risk-management focus by committed authorities. The secondary goal is the assessment of the recalled trend within Euro area banks in order to verify whether the regulatory focus is effectively generalized across the European Economic Area (EEA). Therefore, the chapter is aimed at evaluating future trends in banking risk management within the supervisory framework according to the actual suasion pursuit.

Keywords: Total Asset; Credit Risk; Banking Sector; Capital Ratio; European Economic Area (search for similar items in EconPapers)
Date: 2015
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Persistent link: https://EconPapers.repec.org/RePEc:pal:pmschp:978-1-137-53094-3_4

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DOI: 10.1057/9781137530943_4

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