Achieving Sustainability in Sudan Through Microfinance and Mobile Banking
Elsadig Ahmed and
Additional contact information
Anwar Ammar: Multimedia University
Chapter Chapter 13 in Enhancing Financial Inclusion through Islamic Finance, Volume II, 2020, pp 297-325 from Palgrave Macmillan
Abstract This study attempts to apply significant knowledge economy drivers of information and communications technology (ICT) to the implementation of mobile banking (M-bank) in order to increase the outreach for Sudanese microfinance. Access to financial service is key for economic development and poverty alleviation. Microfinance is one way of fighting poverty in Sudan. Despite initial results showing the positive impact of microfinance on livelihoods of low-income people, around 8 million Sudanese remain excluded from microfinance services. One potential remedy for the limited outreach of microfinance lies in the utilization of modern technology such as the use of M-banking technology by microfinance service providers (MFPs). This chapter examines the factors that influence the adoption of M-banking by the microfinance sector in Sudan. Hypotheses are guided by the unified theory of acceptance and use of technology (UTAUT) and technology-organization-environment (TOE) models. Primary data was collected from MFPs and microfinance customers using questionnaires and interviews.
Keywords: Knowledge economy; ICT; Mobile banking; Sudan; Microfinance sector (search for similar items in EconPapers)
References: Add references at CitEc
Citations: Track citations by RSS feed
There are no downloads for this item, see the EconPapers FAQ for hints about obtaining it.
This item may be available elsewhere in EconPapers: Search for items with the same title.
Export reference: BibTeX
RIS (EndNote, ProCite, RefMan)
Persistent link: https://EconPapers.repec.org/RePEc:pal:psibcp:978-3-030-39939-9_13
Ordering information: This item can be ordered from
Access Statistics for this chapter
More chapters in Palgrave Studies in Islamic Banking, Finance and Economics from Palgrave Macmillan
Bibliographic data for series maintained by Sonal Shukla () and Springer Nature Abstracting and Indexing ().