Trust and Mistrust: Practical Aspects of Risk Management and Lending

Mats Larsson, Kristina Lilja and Tom Petersson
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Mats Larsson: Uppsala University
Kristina Lilja: Uppsala University
Tom Petersson: Uppsala University

Chapter Chapter 6 in Risk Management in Early Banking, 2021, pp 85-107 from Palgrave Macmillan

Abstract: Abstract The local savings bank’s market in the town of Gävle is presented. The organization of the local credit system is discussed as well as the composition of the board of directors in Gävle savings bank. The consequences of savings banks legislation and the principle of credit granting are analyzed, as well as the structural difference between accepted and rejected loan applications. The development of credits, insider lending, collaterals, interest rates and risk management is discussed.

Keywords: Local credit market; Legislation; Credit structure; Credit risks; Interest rates; Local networks; Rejected applications (search for similar items in EconPapers)
Date: 2021
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Persistent link: https://EconPapers.repec.org/RePEc:pal:psitcp:978-3-030-80775-7_6

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DOI: 10.1007/978-3-030-80775-7_6

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