Agricultural Finance in Developing Countries: Challenges and Opportunities

Edited by Shahid Khandker and Takashi Yamano

No 36 in ADBI Books from Asian Development Bank Institute, currently edited by ADB Institute

Abstract: This book explores the critical role of finance in transforming agriculture and fostering sustainable development in developing countries. It examines the interplay between financial inclusion, agricultural productivity, and food security amid global challenges such as climate change and economic volatility. Featuring case studies from Asia, Latin America, and sub-Saharan Africa, the book highlights innovative solutions and policy frameworks that bridge the gap between farmers and financial institutions. It assesses the effectiveness of tools such as microfinance, mobile financial services, and targeted agricultural development banks in improving access to credit, savings, payments, and insurance for rural households. Drawing on rigorous analysis supported by household surveys and institutional data, the discussions demonstrate how tailored financial services can empower smallholders, mitigate risks, and drive agricultural transformation. The insights presented will be invaluable for policymakers, development practitioners, financial institutions, and researchers seeking to address structural barriers and unlock the potential of agriculture as a driver of economic growth and poverty reduction.

Date: 2025
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