Rethinking Financial Inclusion for Post-Colonial Land Reform Beneficiaries in South Africa

Belese N. Majova
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Belese N. Majova: University of Johannesburg

Chapter Chapter 12 in Economic Inclusion in Post-Independence Africa, 2023, pp 221-236 from Springer

Abstract: Abstract The literature on financial inclusion has blind spots regarding how this development approach could improve the lives of the people, particularly would land reform beneficiaries in South Africa. Studies which can inform policy design and implementation on what financial inclusion means and how it can be implemented are, therefore, needed. Drawing from empirical evidence gathered through in-depth interviews with land reform recipients as well as government officials and private land experts, this chapter shows how the concept of financial inclusion is poorly understood and, therefore, vaguely implemented. The chapter shows that the current conceptualisation of “financial inclusion” does not allow for the creation of a mature scholarly debate in the context of land reform beneficiaries, as the emphasis is placed on access to financial services instead of focusing on access to the finance itself. The chapter concludes that the starting point towards the realisation of financial inclusion for land recipients in South Africa should be the reconceptualisation of the concept itself, so that it can capture the context of the needs of the people and situations.

Keywords: Farmers; Financial inclusion; Land recipients; Land reform; South Africa (search for similar items in EconPapers)
Date: 2023
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Persistent link: https://EconPapers.repec.org/RePEc:spr:aaechp:978-3-031-31431-5_12

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DOI: 10.1007/978-3-031-31431-5_12

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