Exploring the Strategic Benefits of Bank-Fintech Collaborations: A Critical Discourse and Comparative Analysis

Suraj Prakash Singh () and T. S. Ragi ()
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Suraj Prakash Singh: School of Management Sciences, Assistant Professor
T. S. Ragi: School of Management Sciences, Assistant Professor

A chapter in Proceedings of the 5th International Conference on Management Research (ICMR 2025), 2026, pp 130-141 from Springer

Abstract: Abstract This paper explores the strategic advantages of banking and fintech company partnerships with each other and how they affect innovation, operational effective, and customer experience. Based on Critical Discourse Analysis (CDA) and Comparative Analysis, the study examines the role of discourse in collaborating dynamics and contrasts successful and less successful partnerships. The results show that some discourse tends to highlight new developments and mutually advantageous mutuality but also shows that some tensions do exist. Comparative analysis demonstrates that successful collaborations align strategic goals, governance, and communication, while less successful partnerships struggle with cultural and operational challenges. The study provides actionable insights and a framework for fostering effective partnerships in the evolving financial ecosystem.

Keywords: Bank-Fintech Collaboration; Critical Discourse Analysis; Comparative Analysis; Strategic Benefits; Digital Transformation (search for similar items in EconPapers)
Date: 2026
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Persistent link: https://EconPapers.repec.org/RePEc:spr:advbcp:978-94-6239-660-9_8

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DOI: 10.2991/978-94-6239-660-9_8

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