Digital Inclusive Finance and Urban Green Technology Innovation: Evidence from 276 Chinese Cities, 2014–2024

Xinyu Wen () and Bosite Li ()
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Xinyu Wen: South-Central Minzu University, College of Economics
Bosite Li: South-Central Minzu University, College of Economics

A chapter in Proceedings of the 2026 4th International Conference on Digital Economy and Management Science (CDEMS 2026), 2026, pp 209-219 from Springer

Abstract: Abstract Green technological innovation is crucial for urban green transition, but evidence at the city level regarding the role of digital inclusive finance remains limited. Using panel data from 276 Chinese cities spanning 2014 to 2024, this study employs a two-way fixed-effects model to examine the impact of digital inclusive finance on urban green technological innovation, the mediating role of economic development levels, and heterogeneity across city tiers. The results indicate that digital inclusive finance significantly promotes urban green technological innovation, with a stronger impact on innovation quality than on innovation quantity, and that economic development level plays a partial mediating role. The findings remain robust after excluding municipalities directly under the central government, introducing lagged terms, and replacing explanatory variables. This promotional effect is most pronounced in first-tier and fifth-tier cities. These findings provide evidence for improving digital financial infrastructure and implementing differentiated regional policies.

Keywords: Digital inclusive finance; green technology innovation; urban economy (search for similar items in EconPapers)
Date: 2026
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Persistent link: https://EconPapers.repec.org/RePEc:spr:advbcp:978-94-6239-699-9_23

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DOI: 10.2991/978-94-6239-699-9_23

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