The Influence of Demographic Factors and Financial Planning on Financial Management Behavior with Financial Self-efficacy as an Intervening Variable in Pandemic Covid-19

Putri Dwi Kurniasari, Yanuar Rachmansyah and Himawan Arif Sutanto ()
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Putri Dwi Kurniasari: STIE Bank BPD Jateng, Department of Management
Yanuar Rachmansyah: STIE Bank BPD Jateng, Department of Management
Himawan Arif Sutanto: STIE Bank BPD Jateng, Department of Management

A chapter in Proceedings of the International Conference on Business, Accounting, Banking, and Economics (ICBABE 2022), 2023, pp 435-453 from Springer

Abstract: Abstract The study aimed to determine the effect of demographic factors and financial planning on financial management behavior with financial self-efficacy as an intervening variable. As many as 95 students in the city of Semarang used the accidental sampling technique. The analysis technique is Partial least squares structural equation modeling (PLS-SEM) using SmartPLS 4. The results show that financial planning and financial self-efficacy have a significant effect on financial management behavior, financial planning has an effect on financial self-efficacy, and financial self-efficacy plays a role as mediation in the relationship between financial planning and financial management behavior. Meanwhile, demographic factors (gender, age, and income) do not affect financial management behavior, and financial self-efficacy cannot mediate between demographic factors and financial management behavior.

Keywords: demographic factor; financial planning; financial management behavior; financial self-efficacy (search for similar items in EconPapers)
Date: 2023
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Persistent link: https://EconPapers.repec.org/RePEc:spr:advbcp:978-94-6463-154-8_38

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DOI: 10.2991/978-94-6463-154-8_38

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