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Investigating the Role of Gender as Moderator in Relationship Between Financial Behaviour and Financial Risk Attitude Generation Z Students

Yesiana Ihda Kusnayain, Ely Siswanto (), Dediek Tri Kurniawan, Yuli Soesetio and Lulu Nurul Istanti
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Yesiana Ihda Kusnayain: Universitas Negeri Malang, Department of Management
Ely Siswanto: Universitas Negeri Malang, Department of Management
Dediek Tri Kurniawan: Universitas Negeri Malang, Department of Management
Yuli Soesetio: Universitas Negeri Malang, Department of Management
Lulu Nurul Istanti: Universitas Negeri Malang, Department of Management

A chapter in Proceedings of the BISTIC Business Innovation Sustainability and Technology International Conference (BISTIC 2022), 2023, pp 14-26 from Springer

Abstract: Abstract This study aims to test the role of gender as a variable moderator in the relationship of financial behavior and financial risk attitude to financial satisfaction of generation Z students. The study received a total of 238 respondents confirmed according to research criteria. Research found that financial risk attitude and financial behavior had a positive effect on financial satisfaction. This study found that gender was able to moderate financial behavior relationships towards financial satisfaction. In contrast, the unique results found that gender did not moderate the financial risk attitude relationship to financial satisfaction. However, other variables consistently affected the relationships among variable toward financial satisfaction. The findings proved that the Generation Z had different characteristics, habits, and perspectives. On the other hand, the findings were able to enlarge literature studies related theory of satisfaction, behavior, and gender gaps.

Keywords: Financial Behavior; Financial Risk Attitude; Financial Satisfaction; Generation Z (search for similar items in EconPapers)
Date: 2023
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Persistent link: https://EconPapers.repec.org/RePEc:spr:advbcp:978-94-6463-178-4_3

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DOI: 10.2991/978-94-6463-178-4_3

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