Financial Knowledge on Financial Behavior: A Study of Students in Surakarta

Khofifah Dwiyanti and Liana Mangifera ()
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Khofifah Dwiyanti: Universitas Muhammadiyah Surakarta
Liana Mangifera: Universitas Muhammadiyah Surakarta

A chapter in Proceedings of the International Conference on Economics and Business Studies (ICOEBS-22-2), 2024, pp 514-524 from Springer

Abstract: Abstract This study aims to analyze the factors that influence students’ financial behavior in Surakarta from the aspects of financial attitude, financial knowledge, and lifestyle. This study is quantitative and employs a probability sampling method. The data was obtained by distributing questionnaires to as many as 185 respondents. The data analysis used is Smart PLS analysis. The results of this study show that financial attitude, financial knowledge, and lifestyle together have a significant positive effect on the financial behavior of students in Surakarta. Thus, financial attitudes, financial knowledge, and lifestyle are relevant in this study and can describe the current state of students in Surakarta.

Keywords: Financial Attitude; Financial Knowledge; Lifestyle; Financial Behavior (search for similar items in EconPapers)
Date: 2024
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Persistent link: https://EconPapers.repec.org/RePEc:spr:advbcp:978-94-6463-204-0_44

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DOI: 10.2991/978-94-6463-204-0_44

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