The Effect of Fintech Payment, Lifestyle, and Financial Knowledge of Financial Management Behavior on Students of the University of Bengkulu

Aten Apriani (), Intan Zoraya and Chairil Afandy
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Aten Apriani: Universitas Bengkulu, Faculty of Economics and Business
Intan Zoraya: Universitas Bengkulu, Faculty of Economics and Business
Chairil Afandy: Universitas Bengkulu, Faculty of Economics and Business

A chapter in Proceedings of the 1st Bengkulu International Conference on Economics, Management, Business and Accounting (BICEMBA 2023), 2023, pp 4-13 from Springer

Abstract: Abstract The research aims to determine whether fintech payments, lifestyle, and financial knowledge influence the financial management behavior on students of the University of Bengkulu. This type of research is a causal study using quantitative research methods and proportionate stratified random Sampling. This study distributed questionnaires to 341 respondents from students of the University of Bengkulu and then processed statistically using IBM SPSS 26 and multiple linear regression methods. The results of the hypothesis test showed that the fintech payment variable has a significance of 0.313 > 0.05 and has a tcount value of 1.010 ttable 1.97, variable financial knowledge has a significance of 0.000 ttable 1.97. The research finds that fintech payments do not affect financial management behavior, while lifestyle and financial knowledge positively affect financial management behavior.

Keywords: Fintech Payment; Financial Knowledge; Financial Management Behavior; Lifestyle (search for similar items in EconPapers)
Date: 2023
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Persistent link: https://EconPapers.repec.org/RePEc:spr:advbcp:978-94-6463-328-3_2

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DOI: 10.2991/978-94-6463-328-3_2

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