MSME Performance in FinTech Era: Financial Literacy, Peer to Peer Lending, and Financial Attitudes

Istiqomah Istiqomah () and Andini Nurwulandari
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Istiqomah Istiqomah: National University, Faculty of Economics and Business
Andini Nurwulandari: National University, Faculty of Economics and Business

A chapter in Proceedings of the International Conference on Business, Management, Accounting and Sustainable Economy (ICBMASE 2023), 2024, pp 151-156 from Springer

Abstract: Abstract This research aims to analyze the effect of financial literacy, peer-to-peer lending (P2P), and financial attitudes on the financial performance of MSME actors in Kuningan Barat Village, Setiabudi District, South Jakarta. Methodology The data were gathered by the distribution of questionnaires. The sample size with saturated sampling procedures gets 60 respondents. Descriptive analysis and multiple linear regression analysis are the data analysis procedures used in this study through the SPSS type 23 program. The findings of financial literacy, peer-to-peer lending, and financial attitudes perceived by MSMEs affect financial performance in managing their finances. The implications and suggestions for research are explained in this article

Keywords: Financial Literacy; Peer to Peer Lending; Financial Attitude; Financial Performance (search for similar items in EconPapers)
Date: 2024
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Persistent link: https://EconPapers.repec.org/RePEc:spr:advbcp:978-94-6463-394-8_15

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DOI: 10.2991/978-94-6463-394-8_15

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