Impact of Digital Financial Inclusion Development on Rural Income Levels

Cuiying Pan () and Xiuli Mo
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Cuiying Pan: Nanning University, School of Digital Economy
Xiuli Mo: Nanning University, School of Digital Economy

A chapter in Proceedings of the 9th International Conference on Financial Innovation and Economic Development (ICFIED 2024), 2024, pp 274-281 from Springer

Abstract: Abstract In recent years, the continuous development of digital technology and inclusive finance has provided a strong impetus for rural revitalization. With the advantages of wide coverage, low cost and wide range of service targets, digital inclusive financial services have become a key support for solving the “three rural” problem and promoting rural revitalization. Based on this, this paper selects the county-level data of 12 counties and districts in Nanning City from 2016 to 2021 and uses regression analysis and fixed effect model to test the impact of the development of digital financial inclusion on the level of rural income in Nanning City. The results show that digital inclusive finance has a significant positive effect on the level of rural income, and with the deeper development of digital inclusive finance, the stronger the effect on farmers’ income increase. Therefore, in order to give full play to the role of digital financial inclusion in increasing farmers’ income and create a new model of digital financial inclusion in “smart countryside”, the popularization of digital financial inclusion in rural areas should be promoted.

Keywords: Digital Financial Inclusion; Rural Income Level; Multiple Regression Modeling (search for similar items in EconPapers)
Date: 2024
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DOI: 10.2991/978-94-6463-408-2_31

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