Family Economics’ Impact on Financial Literacy and Saving Habits of Mamuju Elementary Students

Hasmiriyanti Bakeng (), M. Sobarsyah and Andi Ratna Sari Dewi
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Hasmiriyanti Bakeng: Hasanuddin University
M. Sobarsyah: Hasanuddin University
Andi Ratna Sari Dewi: Hasanuddin University

A chapter in Proceedings of the 9th International Conference on Accounting, Management, and Economics 2024 (ICAME 2024), 2025, pp 2727-2738 from Springer

Abstract: Abstract This study aims to analyze the influence of family economic conditions on the saving behavior of elementary school children in Mamuju Regency, as well as to see if financial literacy mediates the relationship. The method used was a quantitative research with path analysis involving 100 respondents from parents of students. The results of the study showed that family economics had a significant effect on children’s saving behavior, but did not have a significant effect on financial literacy. Financial literacy is also not proven to mediate the relationship between family economics and saving behavior. The novelty of this research lies in its focus on underdeveloped rural areas, which have not been widely researched related to financial literacy and children’s saving behavior. In addition, this study offers a new perspective on the role of family economics in forming financial habits from an early age. The limitations of the research include a narrow geographical scope, a limited sample, and a simple measurement of financial literacy.

Keywords: Family Economics; Financial Literacy; Saving Behavior (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:spr:advbcp:978-94-6463-758-8_221

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DOI: 10.2991/978-94-6463-758-8_221

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