Comparison of Non-Performing Loans Before and During Covid-19 at Traditional Commercial Banks in Indonesia that are registered with the Financial Services Authority

Rulyanti Susi Wardhani (), Amrizah Kamaluddin, Nizwan Zukhri, Anggraeni Yunita and Suci Suci
Additional contact information
Rulyanti Susi Wardhani: Universitas Bangka Belitung, Faculty of Accountancy
Amrizah Kamaluddin: Universiti Teknologi MARA Selangor Branch, Faculty of Accountancy
Nizwan Zukhri: Universitas Bangka Belitung, Faculty of Accountancy
Anggraeni Yunita: Universitas Bangka Belitung, Faculty of Accountancy
Suci Suci: Universitas Bangka Belitung, Faculty of Accountancy

A chapter in Proceedings of the 10th Padang International Conference on Education, Economics, Business and Accounting (PICEEBA-10 2022), 2025, pp 7-16 from Springer

Abstract: Abstract During the Covid-19 period, banks tried to carry out their intermediation function by optimally distributing credit, impacting non-performing loans’ risk. This study aimed to examine and analyze the differences in non-performing loans before Covid-19 (2018-2019) and during Covid-19 (2020-2021). The study’s sample comprises conventional commercial banks registered with the Financial Services Authority. For the case in this study, intentional sampling was used to collect data from up to 12 banks. The analytical approach employs a paired sample t-test and is comparative analytical. The study results demonstrate substantial changes in non-performing loans between before and during Covid-19, demonstrating that the Covid-19 pandemic influences the likelihood of non-performing loans.

Keywords: Covid-19; Credit; Non-Performing Loan; Conventional Commercial Bank (search for similar items in EconPapers)
Date: 2025
References: Add references at CitEc
Citations:

There are no downloads for this item, see the EconPapers FAQ for hints about obtaining it.

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:spr:advbcp:978-94-6463-839-4_2

Ordering information: This item can be ordered from
http://www.springer.com/9789464638394

DOI: 10.2991/978-94-6463-839-4_2

Access Statistics for this chapter

More chapters in Advances in Economics, Business and Management Research from Springer
Bibliographic data for series maintained by Sonal Shukla () and Springer Nature Abstracting and Indexing ().