The Demand for Microinsurance Products Against Disaster Risk

Oliver Fiala
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Oliver Fiala: TU Dresden

Chapter Chapter 4 in Natural Disasters and Individual Behaviour in Developing Countries, 2017, pp 85-146 from Springer

Abstract: Abstract This chapter introduces microinsurance as a promising and rapidly growing instrument of disaster risk management in developing countries. Following a comprehensive overview of the individual determinants of insurance demand, the relationship between disaster experience and the demand for microinsurance will be analysed in detail. Using results from a discrete choice experiment, empirical evidence will be presented to explain the demand for microinsurance, highlighting the role of risk behaviour, trust and risk exposure.

Keywords: Risk Aversion; Natural Disaster; Disaster Risk; Discrete Choice Experiment; Insurance Product (search for similar items in EconPapers)
Date: 2017
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Persistent link: https://EconPapers.repec.org/RePEc:spr:conchp:978-3-319-53904-1_4

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DOI: 10.1007/978-3-319-53904-1_4

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