A Proposed Biometrics Technologies Implementation in Malaysia Internet Banking Services

M. K. Normalini () and T. Ramayah ()
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M. K. Normalini: Universiti Sains Malaysia
T. Ramayah: Universiti Sains Malaysia

A chapter in Innovation, Finance, and the Economy, 2015, pp 79-87 from Springer

Abstract: Abstract The security risks of Internet banking have always been a concern to the service providers and customers. One of the main issues related to Internet banking in Malaysia is the weak security of the Internet banking application. Therefore this study will investigate further the solution to enhance the security issues in Internet banking services by proposing the biometrics technology implementation. In this work we begin by analyzing user authentication methods being used currently in Internet banking, in order to propose a multi layered authentication technique which integrates to suit different Internet banking services based on risk assessment criteria’s and other constraints. Multi-layered authentication in the Internet banking context refers to the requirement of multiple login names, passwords, and biometrics factors. Many systems utilize a combination of these methods in order to increase the level of security. Thus, a possible option is to introduce biometric authentication.

Keywords: Internet banking; Biometrics; Security; Authentication; Phishing (search for similar items in EconPapers)
Date: 2015
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Persistent link: https://EconPapers.repec.org/RePEc:spr:eurchp:978-3-319-15880-8_7

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DOI: 10.1007/978-3-319-15880-8_7

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