Personal Savings and Investments in the Financial Market

Stefania Amalia Jimon (), Florin Cornel Dumiter () and Nicolae Baltes ()
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Stefania Amalia Jimon: Vasile Goldis Western University of Arad
Florin Cornel Dumiter: Vasile Goldis Western University of Arad
Nicolae Baltes: Lucian Blaga University of Sibiu

Chapter Chapter 6 in Financial Sustainability of Pension Systems, 2021, pp 125-132 from Springer

Abstract: Abstract After 1998, CEE countries underwent an extensive reform process toward compliance with the new political, economic, and sociodemographic conditions. Reduced birth rate, increased life expectancy, and migration are challenges for PAYG public pension systems, which are directly dependent on the labor market and funding based on social security contributions paid by all earners and other wage earners. This chapter aims to give a socioeconomic perspective regarding personal saving, through various instruments offered by the banking and capital market, to supplement the financial resources of the elderly during retirement.

Date: 2021
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Persistent link: https://EconPapers.repec.org/RePEc:spr:fimchp:978-3-030-74454-0_6

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DOI: 10.1007/978-3-030-74454-0_6

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