Financial Literacy and Financial Behavior: An Evidence of Linkage in Albanian Context

Besa Shahini ()
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Besa Shahini: Faculty of Economy

Chapter Chapter 9 in Advances in Applied Economic Research, 2017, pp 111-124 from Springer

Abstract: Abstract This paper is an effort to undertake and analyze a survey of not only a detailed financial literacy but also to see a correlation between financial knowledge and the financial behavior among individuals (who represent households) considering socioeconomic factors. A quantitative approach was adopted for this study, utilizing questionnaire survey as the main research instrument, and factor analysis, analysis of variances, and correlative techniques are efficiently used. A positive significant correlation between financial literacy and financial behavior is expected. Moreover, less educated individuals and lower-income ones are expected to have lower financial literacy and lower behavior performance

Keywords: Financial literacy; Financial behavior; Financial education (search for similar items in EconPapers)
JEL-codes: D14 G02 H3 I22 (search for similar items in EconPapers)
Date: 2017
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Persistent link: https://EconPapers.repec.org/RePEc:spr:prbchp:978-3-319-48454-9_9

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DOI: 10.1007/978-3-319-48454-9_9

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