Impact of Flexible Microcredit on Food Consumption

Takashi Kurosaki ()
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Takashi Kurosaki: Hitotsubashi University

Chapter Chapter 7 in Seasonality and Microcredit, 2014, pp 91-104 from Springer

Abstract: Abstract This chapter empirically assesses whether a flexible repayment design for microcredit can enhance food consumption among the ultra-poor. Using a cross-section dataset collected in northern Bangladesh in 2011–2012, we find that repayment flexibility does not have a positive impact on food consumption during or immediately after the period under the randomized controlled trial intervention. However, all microcredit borrowers tended to have more secure food consumption than non-borrowers. We provide several interpretations for the insignificant impact of the repayment flexibility, such as the difficulty for households to smooth consumption across seasons, a long period required for the income gain to realize, or the treated households’ perception of the transient nature of the intervention.

Keywords: Microcredit; Randomized controlled trial; Seasonality; Food security; Bangladesh (search for similar items in EconPapers)
Date: 2014
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Persistent link: https://EconPapers.repec.org/RePEc:spr:spbchp:978-4-431-55010-5_7

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DOI: 10.1007/978-4-431-55010-5_7

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