Distance and Internet Banking

Guido de Blasio

Chapter Chapter 6 in The Changing Geography of Banking and Finance, 2009, pp 109-130 from Springer

Abstract: Abstract Internet-related possibilities might reduce the importance of distance for economic activity. By using data from the Survey on Household Income and Wealth (SHIW) of the Bank of Italy, this chapter investigates the validity of this assertion for Internet banking. It shows that there is no support for the argument that isolated consumers use e-banking more intensively than their less-isolated counterparts. It also highlights that, compared to less isolated clients, geographically remote clients are more frequently supplied with a loan by their own bank and evaluate personal acquaintances as an important factor more intensively. Overall, these findings support the relevance of soft information in lending practices to families and family businesses

Keywords: City Size; Soft Information; Internet Banking; Deposit Account; Italian Household (search for similar items in EconPapers)
Date: 2009
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-0-387-98078-2_6

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DOI: 10.1007/978-0-387-98078-2_6

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