Incumbent Financial Institutions and Their Response to Fintechs

Henri Arslanian and Fabrice Fischer ()
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Henri Arslanian: University of Hong Kong
Fabrice Fischer: Blu ltd

Chapter 4 in The Future of Finance, 2019, pp 57-67 from Springer

Abstract: Abstract The challenges that fintechs face in their efforts to achieve scale raise an important question about the broader dynamics of the financial ecosystem. Given the significant obstacles that fintechs face, how have they succeeded in acquiring millions of users and billion-dollar valuations? Why haven’t incumbent financial institutions been the ones leading the innovation within their own industry?

Date: 2019
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-3-030-14533-0_4

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DOI: 10.1007/978-3-030-14533-0_4

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