FinTechs and Data Protection

Gregor Dorfleitner and Lars Hornuf
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Gregor Dorfleitner: University of Regensburg
Lars Hornuf: University of Bremen

Chapter Chapter 3 in FinTech and Data Privacy in Germany, 2019, pp 13-51 from Springer

Abstract: Abstract This chapter deals with data protection regarding FinTech services and how FinTechs dealt with it before the implementation of the GDPR in May 2018. The primary source of information on how FinTechs handled data protection is the privacy statements of the respective companies. We analyze these privacy statements with regard to three questions: What user data were processed? To whom were these data forwarded? And, if applicable, which third parties provided further information? In a second step, we conducted 36 expert interviews regarding the implementation of data protection and raised the question whether banks take a leap of faith with respect to data protection compared with FinTechs.

Date: 2019
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-3-030-31335-7_3

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DOI: 10.1007/978-3-030-31335-7_3

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